RO-AR.com : Numbers, Nuances & Observations
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RO-AR.com : Numbers, Nuances & Observations
Tread Carefully: Regulatory Uncertainty - Retrospective Risk
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Jason Wassell from the CCTA podcast discusses the outlook for the UK alternative consumer credit sector through the perspective of the Consumer Credit Trade Association.
It focuses on the pressures facing specialist lenders, including affordability stress, motor finance redress, complaints reform, buy now, pay later regulation, Consumer Credit Act reform, and the broader need for greater regulatory certainty.
A recurring theme is how smaller lenders can continue to serve underserved customers while managing layered regulatory obligations, operational complexity and emerging technology such as artificial intelligence.
More insights and videos at https://www.ro-ar.com